Homeoptions

To Keep Families in Homes

About Us

Homeoptions is a “Not for Profit” organisation offering a social and responsible alternative to Irish banks looking to facilitate their home loan positions and also to the homeowners whose loans are affected.


We take a “fairness to all” approach, including creditors, accounting for each debtor’s personal circumstances including age, affordability, dependants and suitability of the property. We create solutions for each family to aid their recovery from the property crash and ensure suitable accommodation through to retirement and beyond.


Homeoptions will utilise a Mortgage-to-Rent-to-Repurchase (MRR) structure, which will be available to all debtors who work with us. Existing Mortgage-to-Rent schemes are available only to a limited number of debtors.


As part of our MRR structure, debtors will qualify for a buy-back initiative which will allow the family to repurchase their home from Homeoptions after a qualifying period.

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Equality & Fairness for All

We are taking a fairness to all approach, including creditors; accounting for each debtor’s personal circumstances including age, affordability, dependants and suitability of the property. We will create solutions for each family to aid their recovery from the property crash and ensure suitable accommodation through to retirement and beyond.

Mortgage To Rent

Homeoptions uses a Mortgage-to-Rent-to-Repurchase (MRR) model, which it makes available to all debtors who work with us. Existing Mortgage-to-Rent schemes are available only to a limited number of debtors.

Not for Profit

Homeoptions is a “Not for Profit” organisation offering a social and responsible alternative to Irish banks looking to sell their home loan positions and also to the homeowners whose loans are affected.